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In the socialist economy, credit is a phenomenon that develops frequently. This is due to the belief that after completion of all socialist demands are nevertheless missing in your hand large volumes. In this situation, the government, which usually is decided for four years lent. As is known this way gain bankers, not ordinary Ashtead citizens. Of course, it does not appear that the resulting subsidies to various sectors from the economy are good, but more often they may be governed by some laws, so increasing bureaucracy in Ashtead or Surrey. As you know costs and bureaucracy isn't enough, so it's a vicious circle that is very difficult to halt. In addition to finance institutions on loans granted to begin with benefit those who acquire them first. This is due to the belief that in the first scholarhip period rates remain regular, and only the costs are offset, or growth. It is logical that those that in the first period should have the means of redistribution are in a better position than those who are normally collected funds. The price increase includes both groups at a later stage, so as you can easily see, suffer most citizens who would like to work in peace and live. State intervenes in several cases unnecessary, and a good example of this is credit. The credit market where it is financed from the State budget makes strange flaws type surges in property prices, as well as unnaturally induced speculative bubble. As you can discover credit and government are classified as the two institutions that help make normal people lives a whole lot worse. Of course, in the case involving family-friendly policies support the rich countries with regards to a surplus of taxes can afford such a financing, but as you recognize, most of the Governments of designs good budget deficit. People from Ashtead (South East) do not be aware that the credit policy is bad concise where the crisis occurs. It is certainly a bad way for ordinary folks, and gives scope for bankers and officials.