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In the socialist economy, credit is a phenomenon that develops frequently. This is due to the fact after completion of all socialist demands remain missing in your hand large volumes. In this situation, the government, which usually is decided for four years lent. As is known that way gain bankers, not ordinary Betchworth citizens. Of course, it does not appear how the resulting subsidies to various sectors of the economy are good, but more often they're governed by some laws, so increasing bureaucracy in Betchworth or Surrey. As you know costs and bureaucracy isn't enough, so it's a vicious circle which is very difficult to cease. In addition to banks on loans granted initially benefit those who receive them first. This is due to the fact in the first scholarhip period rates remain regular, and only the costs are offset, or growth. It is logical that those who in the first period should have the means of redistribution are in a better position than those people who are normally collected funds. The price increase includes both groups at a later stage, so as you could see, suffer most citizens who wish to work in peace and live. State intervenes in quite a few cases unnecessary, and a good example of this is credit. The credit market where it really is financed from the Condition budget makes strange anomalies type surges in residence prices, as well as unnaturally induced speculative bubble. As you can notice credit and government are the two institutions that help to make normal people lives more painful. Of course, in the case involving family-friendly policies support the rich countries with regards to a surplus of taxes can afford this financing, but as you learn, most of the Governments of designs good budget deficit. People from Betchworth (South East) do not know that the credit policy is bad to the level where the crisis comes. It is certainly a negative way for ordinary men and women, and gives scope with regard to bankers and officials.