The state intervenes throughout the economy through subsidized loans. Of course, such loans are covered by certain rules which not every person from Betws-y-Coed (Caernarfonshire) has the ability to take them. Frequently loans subsidized through the State concerned of the exact property. Loans for Young Marital life from North Wales years of data were officially used on a pause until the loan installments in which the property is ready. Of course, today there are likewise such offers, but they are unfavorable and a lot borrowers prefer to pay installments immediately. In some situations, it is difficult to attain, because young people have to live somewhere in concerning, and you have to spend installments. In conjunction with this rent may be significant amounts of money and not everyone have enough money such expenses. Are you well We are doing that interferes along with loans for Couples Younger? Certainly there is a few pro family policy, but not quite. You need someone to adopt and, paradoxically first service on this institution is the even worse option than to leave from the pockets of the taxpayers on this amount. Of course, another downside is the belief that the real estate market as a result of artificial subsidy may be disturbed and overlook all interested persons beyond just the construction companies and the costa rica government. Any form of redistribution is harmful to the ordinary citizen, because the money will be moved from profitable as well as productive industries to buyer spending or less useful. From the point involving view of short-term credit policy is good, but in the long run brings a great deal of minuses. Of course, not everything can become converted, sometimes people more enjoy such. Privacy and are ready to take a loan as an alternative to save. You, from our point involving view, it should not interfere from the affairs of the economy, because countries that do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy will be more free market than most countries in europe. The free market has many benefits in the long term time, but the current kind of government are not conducive to long-term policy, because the governments phrase lasts four years, so the credit policy is most effective for such forms involving government. Of course, the effect of this type of policy are recurring crises and also the acquisition of real house by banks in Betws-y-Coed, which nobody wants to acquire, and other strange flaws economy. As we can notice pro family policy seems negative, and borrowing money costs us a whole lot. The precursor of this credit policy was Keynes, who argued that to be able to stimulate the economy should start the procedure of lending. Of course, this theory has recently been disproved by example. Mit broken window, where Keynes argued which destroyed the glass brings major benefit of the economy. Keynes had forgotten which, if the seller doesn't have to replace the broken window in a shop window, you could buy something different and the balance will be positive, not negative!