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The state intervenes throughout the market through subsidized loans. Of course, such loans are safeguarded by certain rules in which not every person from Dunmow (Essex) has the ability to take them. Frequently loans subsidized because of the State concerned of the exact property. Loans for Young Marriage from East of England years of data were applied to a pause until the loan installments that the property is ready. Of course, today there are also such offers, but they are unfavorable and most borrowers prefer to pay installments immediately. In some situations, it is difficult to attain, because young people need to live somewhere in involving, and you have to pay installments. In conjunction with your rent may be significant amounts of money and not everyone are able to afford such expenses. Are you well I will be doing that interferes with loans for Couples Young? Certainly there is several pro family policy, but not quite. You need someone to consider and, paradoxically first service with this institution is the a whole lot worse option than to leave from the pockets of the taxpayers with this amount. Of course, another downside is the point that the real estate market because of the artificial subsidy may be disturbed and overlook all interested persons as well as the construction companies and government entities. Any form of redistribution is damaging the ordinary citizen, because the money will be moved from profitable and also productive industries to buyer spending or less useful. From the point of view of short-term credit policy is good, but in the long run brings plenty of minuses. Of course, not everything can be converted, sometimes people more value such. Privacy and are happy to take a loan as an alternative to save. You, from our point of view, it should not interfere from the affairs of the financial system, because countries that tend not to interfere with the planet's fastest growing economy. Paradoxically, China, which is a Member communist their economy will be more free market than most countries in europe. The free market has many benefits eventually time, but the current type of government are not favorable to long-term policy, because the governments expression lasts four years, so the credit policy is most effective for such forms of government. Of course, the effect of this type of policy are recurring crises plus the acquisition of real estate by banks in Dunmow, which nobody wants to purchase, and other strange anomalies economy. As we can notice pro family policy seems not good, and borrowing money costs us a great deal. The precursor of your credit policy was Keynes, who argued that to be able to stimulate the economy should start the process of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the advantages of the economy. Keynes had forgotten in which, if the seller doesn't have to replace the broken window in a very shop window, you could buy another thing and the balance would be positive, not negative!