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The state intervenes for the overall design through subsidized loans. Of course, such loans are guarded by certain rules which not every person from East Grinstead (Sussex) has the ability to take them. Frequently loans subsidized through the State concerned of the home and property. Loans for Young Matrimony from South East years of data were used on a pause until the loan installments in which the property is ready. Of course, today there are also such offers, but they are unfavorable and many borrowers prefer to pay out installments immediately. In some situations, it is difficult to accomplish, because young people need to live somewhere in in between, and you have to pay for installments. In conjunction with the rent may be a lot of money and not everyone are able such expenses. Are you well We are doing that interferes having loans for Couples Younger? Certainly there is a number of pro family policy, but not quite. You need someone for taking and, paradoxically first service on this institution is the even worse option than to leave inside the pockets of the taxpayers on this amount. Of course, another downside is the belief that the real estate market because of the artificial subsidy may be disturbed and overlook all interested persons beyond the construction companies and the us government. Any form of redistribution is harmful to the ordinary citizen, because the money is actually moved from profitable in addition to productive industries to client spending or less efficient. From the point of view of short-term credit rating policy is good, but in the long run brings plenty of minuses. Of course, not everything can always be converted, sometimes people more get pleasure from such. Privacy and are prepared take a loan rather than save. You, from our point of view, it should not interfere inside the affairs of the overall economy, because countries that will not interfere with the world's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is actually more free market when compared with most countries in europe. The free market has many benefits in the long run time, but the current kind of government are not approving to long-term policy, because the governments term lasts four years, so the credit policy is most effective for such forms of government. Of course, the effect of a real policy are recurring crises plus the acquisition of real real estate by banks in East Grinstead, which nobody wants to buy, and other strange flaws economy. As we can notice pro family policy seems negative, and borrowing money costs us lots. The precursor of the credit policy was Keynes, who argued that so that you can stimulate the economy should start the method of lending. Of course, this theory has also been disproved by example. Mit broken window, where Keynes argued which destroyed the glass brings the advantage of the economy. Keynes had forgotten which, if the seller doesn't need to replace the broken window in the shop window, you could buy another thing and the balance could be positive, not negative!