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The state intervenes throughout the market through subsidized loans. Of course, such loans are guarded by certain rules in which not every person from Harpenden (Hertfordshire) has the capacity to take them. Frequently loans subsidized by the State concerned of the home. Loans for Young Marital life from East of England years of data were utilized on a pause until the loan installments when the property is ready. Of course, today there are furthermore such offers, but they are unfavorable and the majority borrowers prefer to fork out installments immediately. In some situations, it is difficult to achieve, because young people need to live somewhere in in between, and you have to spend installments. In conjunction with your rent may be a lot of money and not everyone can afford such expenses. Are you well We are doing that interferes along with loans for Couples Small? Certainly there is some pro family policy, but not quite. You need someone to consider and, paradoxically first service of the institution is the even worse option than to leave inside the pockets of the taxpayers of the amount. Of course, another downside is the fact that the real estate market due to the artificial subsidy may be disturbed and overlook all interested persons besides the construction companies and the costa rica government. Any form of redistribution is bad for the ordinary citizen, because the money is moved from profitable in addition to productive industries to customer spending or less productive. From the point associated with view of short-term credit history policy is good, but in the long run brings lots of minuses. Of course, not everything can be converted, sometimes people more appreciate such. Privacy and are happy to take a loan as opposed to save. You, from our point associated with view, it should not interfere inside the affairs of the economic system, because countries that will not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is more free market in comparison with most countries in the european union. The free market has many benefits long term time, but the current form of government are not conducive to long-term policy, because the governments time period lasts four years, so the credit policy is best suited for such forms associated with government. Of course, the effect of such a policy are recurring crises plus the acquisition of real estate by banks in Harpenden, which nobody wants to purchase, and other strange anomalies economy. As we can discover pro family policy seems bad, and borrowing money costs us a whole lot. The precursor of your credit policy was Keynes, who argued that so that you can stimulate the economy should start the task of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the advantage of the economy. Keynes had forgotten in which, if the seller don't even have to replace the broken window in a shop window, you could buy something different and the balance could well be positive, not negative!