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In a socialist economy, credit is a phenomenon that is caused frequently. This is due to the point that after completion of all socialist demands will still be missing in your hand a huge amount. In this situation, the government, which usually is elected for four years assimilated. As is known that way gain bankers, not ordinary Haslemere citizens. Of course, it does not appear how the resulting subsidies to various sectors on the economy are good, but more often these are governed by some guidelines, so increasing bureaucracy in Haslemere or Surrey. As you know costs and bureaucracy is just not enough, so it's a vicious circle which is very difficult to cease. In addition to finance institutions on loans granted initially benefit those who acquire them first. This is due to the point that in the first give period rates remain constant, and only the costs are offset, or growth. It is logical that people that in the first period can have the means of redistribution are in a better position than people who find themselves normally collected funds. The price increase includes both groups afterwards, so as you are able to see, suffer most citizens who would like to work in peace and live. State intervenes in numerous cases unnecessary, and a good example on this is credit. The credit market where it can be financed from the State budget makes strange anomalies type surges in property or home prices, as well as artificially induced speculative bubble. As you can notice credit and government are classified as the two institutions that help to make normal people lives worse. Of course, in the case regarding family-friendly policies support the rich countries regarding a surplus of taxes can afford this type of financing, but as you recognize, most of the Governments of designs using the budget deficit. People from Haslemere (South East) do not be aware that the credit policy is bad to the level where the crisis arrives. It is certainly an unsatisfactory way for ordinary individuals, and gives scope with regard to bankers and officials.