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The state intervenes throughout the market through subsidized loans. Of course, such loans are guarded by certain rules of which not every person from Letchworth (Hertfordshire) can take them. Frequently loans subsidized by the State concerned of the home. Loans for Young Union from East of England years of data were officially used on a pause until the loan installments when the property is ready. Of course, today there are additionally such offers, but they are unfavorable and most borrowers prefer to spend installments immediately. In some situations, it is difficult to attain, because young people ought to live somewhere in concerning, and you have to pay for installments. In conjunction with the rent may be a substantial amount of money and not everyone are able to afford such expenses. Are you well We are doing that interferes having loans for Couples Youthful? Certainly there is a number of pro family policy, but not quite. You need someone to take and, paradoxically first service with this institution is the a whole lot worse option than to leave inside pockets of the taxpayers with this amount. Of course, another downside is the truth that the real estate market because of the artificial subsidy may be disturbed and overlook all interested persons besides the construction companies and the government. Any form of redistribution is bad for the ordinary citizen, because the money is actually moved from profitable and also productive industries to purchaser spending or less successful. From the point of view of short-term credit score policy is good, but in the long run brings plenty of minuses. Of course, not everything can possibly be converted, sometimes people more appreciate such. Privacy and are prepared to take a loan in lieu of save. You, from our point of view, it should not interfere inside affairs of the economic climate, because countries that do not interfere with the globe's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is actually more free market than most countries in europe. The free market has many benefits in the long term time, but the current form of government are not favorable to long-term policy, because the governments phrase lasts four years, so the credit policy is most effective for such forms of government. Of course, the effect of this kind of policy are recurring crises as well as the acquisition of real property by banks in Letchworth, which nobody wants to buy, and other strange anomalies economy. As we can see pro family policy seems not good, and borrowing money costs us a lot. The precursor of the credit policy was Keynes, who argued that to be able to stimulate the economy should start the method of lending. Of course, this theory has recently been disproved by example. Mit broken window, where Keynes argued of which destroyed the glass brings major benefit of the economy. Keynes had forgotten of which, if the seller doesn't have to replace the broken window in the shop window, you could buy another thing and the balance will be positive, not negative!