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The state intervenes for the overall design through subsidized loans. Of course, such loans are protected by certain rules of which not every person from Oxted (Surrey) will be able to take them. Frequently loans subsidized by the State concerned of the property. Loans for Young Relationship from South East years of data were officially used on a pause until the loan installments that the property is ready. Of course, today there are additionally such offers, but they are unfavorable and most borrowers prefer to pay out installments immediately. In some situations, it is difficult to accomplish, because young people have to live somewhere in concerning, and you have to repay installments. In conjunction with this rent may be significant amounts of money and not everyone can afford such expenses. Are you well We are doing that interferes having loans for Couples Fresh? Certainly there is several pro family policy, but not quite. You need someone to adopt and, paradoxically first service in this institution is the more painful option than to leave in the pockets of the taxpayers in this amount. Of course, another downside is the fact the real estate market due to artificial subsidy may be disturbed and lose out on all interested persons besides the construction companies and the us government. Any form of redistribution is dangerous to the ordinary citizen, because the money will be moved from profitable along with productive industries to buyer spending or less efficient. From the point involving view of short-term credit policy is good, but in the long run brings many minuses. Of course, not everything can be converted, sometimes people more appreciate such. Privacy and are ready to take a loan as opposed to save. You, from our point involving view, it should not interfere in the affairs of the overall economy, because countries that don't interfere with the globe's fastest growing economy. Paradoxically, China, which is a New member communist their economy will be more free market as compared to most countries in europe. The free market has many benefits ultimately time, but the current type of government are not favorable to long-term policy, because the governments time period lasts four years, so the credit policy is best suited for such forms involving government. Of course, the effect of this type of policy are recurring crises plus the acquisition of real property by banks in Oxted, which nobody wants to purchase, and other strange anomalies economy. As we can see pro family policy seems bad, and borrowing money costs us a great deal. The precursor of this credit policy was Keynes, who argued that so that you can stimulate the economy should start the method of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued of which destroyed the glass brings the main benefit of the economy. Keynes had forgotten of which, if the seller don't even have to replace the broken window in the shop window, you could buy something else and the balance will be positive, not negative!