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The state intervenes for the overall design through subsidized loans. Of course, such loans are safeguarded by certain rules in which not every person from Romford (Essex) is able to take them. Frequently loans subsidized through the State concerned of the home and property. Loans for Young Relationship from East of England years of data were used on a pause until the loan installments that the property is ready. Of course, today there are in addition such offers, but they are unfavorable and quite a few borrowers prefer to pay out installments immediately. In some situations, it is difficult to realize, because young people ought to live somewhere in concerning, and you have to cover installments. In conjunction with the actual rent may be significant amounts of money and not everyone can pay for such expenses. Are you well My business is doing that interferes together with loans for Couples Youthful? Certainly there is many pro family policy, but not quite. You need someone for taking and, paradoxically first service of this institution is the even worse option than to leave within the pockets of the taxpayers of this amount. Of course, another downside is the fact that the real estate market due to artificial subsidy may be disturbed and lose out on all interested persons beyond just the construction companies and the federal government. Any form of redistribution is bad for the ordinary citizen, because the money can be moved from profitable as well as productive industries to buyer spending or less effective. From the point connected with view of short-term credit ratings policy is good, but in the long run brings lots of minuses. Of course, not everything can possibly be converted, sometimes people more value such. Privacy and are willing to take a loan in lieu of save. You, from our point connected with view, it should not interfere within the affairs of the economy, because countries that will not interfere with the the planet's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy can be more free market as compared to most countries in the european union. The free market has many benefits eventually time, but the current sort of government are not approving to long-term policy, because the governments phrase lasts four years, so the credit policy is best suited for such forms connected with government. Of course, the effect of this type of policy are recurring crises and also the acquisition of real property by banks in Romford, which nobody wants to acquire, and other strange flaws economy. As we can notice pro family policy seems bad, and borrowing money costs us a good deal. The precursor of the actual credit policy was Keynes, who argued that so that you can stimulate the economy should start the process of lending. Of course, this theory has recently been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the main benefit of the economy. Keynes had forgotten in which, if the seller doesn't need to replace the broken window in a very shop window, you could buy something different and the balance can be positive, not negative!