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The state intervenes in the economy through subsidized loans. Of course, such loans are shielded by certain rules that will not every person from Runcorn (Cheshire) can take them. Frequently loans subsidized because of the State concerned of the home and property. Loans for Young Marriage from North West years of data were suited for a pause until the loan installments when the property is ready. Of course, today there are likewise such offers, but they are unfavorable and many borrowers prefer to fork out installments immediately. In some situations, it is difficult to accomplish, because young people need to live somewhere in in between, and you have to pay installments. In conjunction with your rent may be a lot of money and not everyone have enough money such expenses. Are you well I will be doing that interferes with loans for Couples Youthful? Certainly there is a number of pro family policy, but not quite. You need someone for taking and, paradoxically first service of this institution is the a whole lot worse option than to leave from the pockets of the taxpayers of this amount. Of course, another downside is the truth that the real estate market as a result of artificial subsidy may be disturbed and overlook all interested persons besides the construction companies and government entities. Any form of redistribution is harmful to the ordinary citizen, because the money is usually moved from profitable and productive industries to customer spending or less efficient. From the point connected with view of short-term credit ratings policy is good, but in the long run brings many minuses. Of course, not everything can be converted, sometimes people more value such. Privacy and are happy to take a loan as opposed to save. You, from our point connected with view, it should not interfere from the affairs of the economy, because countries that will not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is usually more free market than most countries in the european union. The free market has many benefits ultimately time, but the current type of government are not approving to long-term policy, because the governments term lasts four years, so the credit policy is best suited for such forms connected with government. Of course, the effect of a real policy are recurring crises as well as the acquisition of real real estate by banks in Runcorn, which nobody wants to acquire, and other strange anomalies economy. As we can discover pro family policy seems not good, and borrowing money costs us a great deal. The precursor of your credit policy was Keynes, who argued that so that you can stimulate the economy should start the task of lending. Of course, this theory has already been disproved by example. Mit broken window, where Keynes argued that will destroyed the glass brings the advantage of the economy. Keynes had forgotten that will, if the seller don't even have to replace the broken window inside a shop window, you could buy something else and the balance could be positive, not negative!