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The state intervenes throughout the market through subsidized loans. Of course, such loans are guarded by certain rules that will not every person from Saint Helens () can take them. Frequently loans subsidized through the State concerned of the exact property. Loans for Young Marriage from North West years of data were applied to a pause until the loan installments where the property is ready. Of course, today there are additionally such offers, but they are unfavorable and most borrowers prefer to pay out installments immediately. In some situations, it is difficult to achieve, because young people must live somewhere in between, and you have to spend installments. In conjunction with the actual rent may be significant amounts of money and not everyone are able such expenses. Are you well I'm doing that interferes along with loans for Couples Youthful? Certainly there is a few pro family policy, but not quite. You need someone to consider and, paradoxically first service on this institution is the even worse option than to leave inside pockets of the taxpayers on this amount. Of course, another downside is the truth that the real estate market due to the artificial subsidy may be disturbed and lose out on all interested persons beyond just the construction companies and the us government. Any form of redistribution is detrimental to the ordinary citizen, because the money will be moved from profitable and also productive industries to buyer spending or less useful. From the point regarding view of short-term credit rating policy is good, but in the long run brings lots of minuses. Of course, not everything can possibly be converted, sometimes people more take pleasure in such. Privacy and are willing to take a loan rather than save. You, from our point regarding view, it should not interfere inside affairs of the economy, because countries that usually do not interfere with the planet's fastest growing economy. Paradoxically, China, which is a Participant communist their economy will be more free market as compared to most countries in the european union. The free market has many benefits eventually time, but the current way of government are not good to long-term policy, because the governments period lasts four years, so the credit policy is most effective for such forms regarding government. Of course, the effect of this type of policy are recurring crises plus the acquisition of real house by banks in Saint Helens, which nobody wants to buy, and other strange anomalies economy. As we can discover pro family policy seems not good, and borrowing money costs us a whole lot. The precursor of the actual credit policy was Keynes, who argued that to be able to stimulate the economy should start the procedure of lending. Of course, this theory has already been disproved by example. Mit broken window, where Keynes argued that will destroyed the glass brings the advantage of the economy. Keynes had forgotten that will, if the seller does not have to replace the broken window within a shop window, you could buy something else and the balance would be positive, not negative!