If you have bills to pay, and you do not have the possibility of transfers in your bank, or even do not have a bank account, you can do it in the points and fees. For a small fee, a point will pay your bills oraz transfer money to Poland, India or else. But remember to take proof of payment in the event that came to us the news of the unpaid bill. Service charge accounts are relatively cheap in Stornoway, so the lack of a bank account is not a problem for most people. Cheapest points, however, are crowded, so you might want to go there at reasonable hours, so as not to expose yourself to too long waiting in line for a point charge in Stornoway or the surrounding area.