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The state intervenes throughout the economy through subsidized loans. Of course, such loans are guarded by certain rules in which not every person from Sunderland (County Durham) will be able to take them. Frequently loans subsidized by the State concerned of the home and property. Loans for Young Marriage from North East years of data were used on a pause until the loan installments where the property is ready. Of course, today there are furthermore such offers, but they are unfavorable and a lot borrowers prefer to spend installments immediately. In some situations, it is difficult to accomplish, because young people need to live somewhere in between, and you have to repay installments. In conjunction with your rent may be a substantial amount of money and not everyone are able to afford such expenses. Are you well My business is doing that interferes using loans for Couples Fresh? Certainly there is several pro family policy, but not quite. You need someone to adopt and, paradoxically first service of the institution is the more serious option than to leave in the pockets of the taxpayers of the amount. Of course, another downside is the fact the real estate market due to artificial subsidy may be disturbed and lose out on all interested persons as well as the construction companies and the government. Any form of redistribution is harmful to the ordinary citizen, because the money is moved from profitable as well as productive industries to consumer spending or less successful. From the point of view of short-term credit ratings policy is good, but in the long run brings plenty of minuses. Of course, not everything can become converted, sometimes people more value such. Privacy and are ready to take a loan rather than save. You, from our point of view, it should not interfere in the affairs of the economic system, because countries that tend not to interfere with the the planet's fastest growing economy. Paradoxically, China, which is a Participant communist their economy is more free market as compared to most countries in europe. The free market has many benefits ultimately time, but the current kind of government are not conducive to long-term policy, because the governments time period lasts four years, so the credit policy is best suited for such forms of government. Of course, the effect of a real policy are recurring crises as well as the acquisition of real real estate by banks in Sunderland, which nobody wants to obtain, and other strange anomalies economy. As we can view pro family policy seems not good, and borrowing money costs us a lot. The precursor of your credit policy was Keynes, who argued that as a way to stimulate the economy should start the method of lending. Of course, this theory has been recently disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the advantages of the economy. Keynes had forgotten in which, if the seller does not have to replace the broken window inside a shop window, you could buy something diffrent and the balance can be positive, not negative!