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The state intervenes throughout the market through subsidized loans. Of course, such loans are guarded by certain rules of which not every person from Thame (Oxfordshire) is able to take them. Frequently loans subsidized with the State concerned of the house. Loans for Young Relationship from South East years of data were utilized on a pause until the loan installments when the property is ready. Of course, today there are also such offers, but they are unfavorable and the majority borrowers prefer to fork out installments immediately. In some situations, it is difficult to attain, because young people should live somewhere in in between, and you have to pay for installments. In conjunction with the actual rent may be a substantial amount of money and not everyone have enough money such expenses. Are you well I will be doing that interferes with loans for Couples Younger? Certainly there is some pro family policy, but not quite. You need someone to consider and, paradoxically first service on this institution is the more painful option than to leave within the pockets of the taxpayers on this amount. Of course, another downside is the point that the real estate market due to the artificial subsidy may be disturbed and overlook all interested persons beyond just the construction companies and the government. Any form of redistribution is bad for the ordinary citizen, because the money is usually moved from profitable along with productive industries to customer spending or less successful. From the point connected with view of short-term credit history policy is good, but in the long run brings many minuses. Of course, not everything can become converted, sometimes people more appreciate such. Privacy and are prepared to take a loan in lieu of save. You, from our point connected with view, it should not interfere within the affairs of the economic system, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Member communist their economy is usually more free market when compared with most countries in europe. The free market has many benefits eventually time, but the current type of government are not favorable to long-term policy, because the governments term lasts four years, so the credit policy is best suited for such forms connected with government. Of course, the effect of such a policy are recurring crises plus the acquisition of real real estate by banks in Thame, which nobody wants to acquire, and other strange flaws economy. As we can observe pro family policy seems not good, and borrowing money costs us lots. The precursor of the actual credit policy was Keynes, who argued that so as to stimulate the economy should start the method of lending. Of course, this theory has also been disproved by example. Mit broken window, where Keynes argued of which destroyed the glass brings the advantage of the economy. Keynes had forgotten of which, if the seller don't even have to replace the broken window within a shop window, you could buy something else and the balance could well be positive, not negative!