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The state intervenes throughout the economy through subsidized loans. Of course, such loans are protected by certain rules that not every person from Wakefield (West Yorkshire) has the ability to take them. Frequently loans subsidized with the State concerned of the house. Loans for Young Relationship from Yorkshire and the Humber years of data were utilized on a pause until the loan installments when the property is ready. Of course, today there are in addition such offers, but they are unfavorable and many borrowers prefer to spend installments immediately. In some situations, it is difficult to accomplish, because young people should live somewhere in concerning, and you have to pay installments. In conjunction with the rent may be a substantial amount of money and not everyone are able to afford such expenses. Are you well I will be doing that interferes together with loans for Couples Younger? Certainly there is several pro family policy, but not quite. You need someone to adopt and, paradoxically first service on this institution is the even worse option than to leave from the pockets of the taxpayers on this amount. Of course, another downside is the belief that the real estate market because of the artificial subsidy may be disturbed and lose out on all interested persons in addition to the construction companies and the us government. Any form of redistribution is detrimental to the ordinary citizen, because the money is usually moved from profitable and also productive industries to buyer spending or less productive. From the point associated with view of short-term credit ratings policy is good, but in the long run brings many minuses. Of course, not everything can become converted, sometimes people more appreciate such. Privacy and are prepared to take a loan as an alternative to save. You, from our point associated with view, it should not interfere from the affairs of the economy, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a New member communist their economy is usually more free market as compared to most countries in the european union. The free market has many benefits ultimately time, but the current sort of government are not approving to long-term policy, because the governments time period lasts four years, so the credit policy is most effective for such forms associated with government. Of course, the effect of such a policy are recurring crises and also the acquisition of real real estate by banks in Wakefield, which nobody wants to buy, and other strange anomalies economy. As we can see pro family policy seems not good, and borrowing money costs us a great deal. The precursor of the credit policy was Keynes, who argued that in order to stimulate the economy should start the method of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued that destroyed the glass brings the advantages of the economy. Keynes had forgotten that, if the seller won't have to replace the broken window in a very shop window, you could buy something else and the balance could well be positive, not negative!