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The state intervenes throughout the economy through subsidized loans. Of course, such loans are covered by certain rules in which not every person from Warlingham (Surrey) will be able to take them. Frequently loans subsidized through the State concerned of the home. Loans for Young Union from South East years of data were officially used on a pause until the loan installments when the property is ready. Of course, today there are furthermore such offers, but they are unfavorable and a lot borrowers prefer to spend installments immediately. In some situations, it is difficult to achieve, because young people need to live somewhere in between, and you have to pay for installments. In conjunction with your rent may be quite a lot of money and not everyone are able to afford such expenses. Are you well I am doing that interferes having loans for Couples Small? Certainly there is many pro family policy, but not quite. You need someone to adopt and, paradoxically first service of this institution is the more painful option than to leave from the pockets of the taxpayers of this amount. Of course, another downside is the fact that the real estate market due to the artificial subsidy may be disturbed and lose out on all interested persons besides the construction companies and the federal government. Any form of redistribution is dangerous to the ordinary citizen, because the money is actually moved from profitable as well as productive industries to purchaser spending or less successful. From the point associated with view of short-term credit policy is good, but in the long run brings a great deal of minuses. Of course, not everything can become converted, sometimes people more get pleasure from such. Privacy and are ready to take a loan rather than save. You, from our point associated with view, it should not interfere from the affairs of the financial system, because countries that don't interfere with the world's fastest growing economy. Paradoxically, China, which is a Participant communist their economy is actually more free market as compared to most countries in the european union. The free market has many benefits in the long term time, but the current way of government are not conducive to long-term policy, because the governments period lasts four years, so the credit policy is best suited for such forms associated with government. Of course, the effect of a real policy are recurring crises as well as the acquisition of real estate by banks in Warlingham, which nobody wants to acquire, and other strange anomalies economy. As we can observe pro family policy seems negative, and borrowing money costs us a lot. The precursor of your credit policy was Keynes, who argued that in order to stimulate the economy should start the method of lending. Of course, this theory has already been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the benefit of the economy. Keynes had forgotten in which, if the seller doesn't have to replace the broken window in the shop window, you could buy another thing and the balance would be positive, not negative!