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The state intervenes throughout the market through subsidized loans. Of course, such loans are protected by certain rules that not every person from Wetherby (West Yorkshire) is able to take them. Frequently loans subsidized because of the State concerned of the home. Loans for Young Matrimony from Yorkshire and the Humber years of data were officially used on a pause until the loan installments in which the property is ready. Of course, today there are furthermore such offers, but they are unfavorable and many borrowers prefer to shell out installments immediately. In some situations, it is difficult to realize, because young people need to live somewhere in involving, and you have to pay installments. In conjunction with the actual rent may be significant amounts of money and not everyone can pay for such expenses. Are you well My business is doing that interferes along with loans for Couples Young? Certainly there is some pro family policy, but not quite. You need someone to adopt and, paradoxically first service of the institution is the more painful option than to leave in the pockets of the taxpayers of the amount. Of course, another downside is the belief that the real estate market because of the artificial subsidy may be disturbed and overlook all interested persons beyond just the construction companies and government entities. Any form of redistribution is damaging the ordinary citizen, because the money is usually moved from profitable as well as productive industries to client spending or less useful. From the point associated with view of short-term credit rating policy is good, but in the long run brings plenty of minuses. Of course, not everything can end up being converted, sometimes people more appreciate such. Privacy and are happy to take a loan in lieu of save. You, from our point associated with view, it should not interfere in the affairs of the economic system, because countries that usually do not interfere with the world's fastest growing economy. Paradoxically, China, which is a Associate communist their economy is usually more free market when compared with most countries in europe. The free market has many benefits in the long term time, but the current form of government are not good to long-term policy, because the governments phrase lasts four years, so the credit policy is most effective for such forms associated with government. Of course, the effect of such a policy are recurring crises and the acquisition of real est by banks in Wetherby, which nobody wants to buy, and other strange anomalies economy. As we can observe pro family policy seems bad, and borrowing money costs us lots. The precursor of the actual credit policy was Keynes, who argued that so that you can stimulate the economy should start the method of lending. Of course, this theory has already been disproved by example. Mit broken window, where Keynes argued that destroyed the glass brings the advantages of the economy. Keynes had forgotten that, if the seller won't have to replace the broken window in the shop window, you could buy something more important and the balance could well be positive, not negative!