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The state intervenes for the overall design through subsidized loans. Of course, such loans are safeguarded by certain rules in which not every person from Worcester (Worcestershire) can take them. Frequently loans subsidized through the State concerned of the home and property. Loans for Young Marriage from West Midlands years of data were suited for a pause until the loan installments that property is ready. Of course, today there are in addition such offers, but they are unfavorable and most borrowers prefer to pay installments immediately. In some situations, it is difficult to obtain, because young people ought to live somewhere in concerning, and you have to cover installments. In conjunction with the rent may be a lot of money and not everyone have enough money such expenses. Are you well I'm doing that interferes using loans for Couples Young? Certainly there is some pro family policy, but not quite. You need someone to look at and, paradoxically first service in this institution is the even worse option than to leave inside pockets of the taxpayers in this amount. Of course, another downside is the truth that the real estate market as a result of artificial subsidy may be disturbed and overlook all interested persons beyond the construction companies and the us government. Any form of redistribution is harmful to the ordinary citizen, because the money is actually moved from profitable along with productive industries to purchaser spending or less useful. From the point involving view of short-term credit policy is good, but in the long run brings many minuses. Of course, not everything can end up being converted, sometimes people more take pleasure in such. Privacy and are prepared take a loan rather than save. You, from our point involving view, it should not interfere inside affairs of the economy, because countries that usually do not interfere with the world's fastest growing economy. Paradoxically, China, which is a Associate communist their economy is actually more free market as compared to most countries in the european union. The free market has many benefits in the long run time, but the current way of government are not good to long-term policy, because the governments expression lasts four years, so the credit policy is best suited for such forms involving government. Of course, the effect of this type of policy are recurring crises and the acquisition of real estate by banks in Worcester, which nobody wants to obtain, and other strange anomalies economy. As we can see pro family policy seems bad, and borrowing money costs us lots. The precursor of the credit policy was Keynes, who argued that in order to stimulate the economy should start the procedure of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the advantage of the economy. Keynes had forgotten in which, if the seller won't have to replace the broken window in the shop window, you could buy something diffrent and the balance would be positive, not negative!