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The state intervenes throughout the economy through subsidized loans. Of course, such loans are guarded by certain rules which not every person from Penrith (Cumberland) is able to take them. Frequently loans subsidized because of the State concerned of the house. Loans for Young Relationship from North West years of data were utilized on a pause until the loan installments that the property is ready. Of course, today there are additionally such offers, but they are unfavorable and the majority borrowers prefer to spend installments immediately. In some situations, it is difficult to realize, because young people must live somewhere in between, and you have to pay for installments. In conjunction with the rent may be significant amounts of money and not everyone are able such expenses. Are you well I am doing that interferes having loans for Couples Small? Certainly there is several pro family policy, but not quite. You need someone to take and, paradoxically first service on this institution is the even worse option than to leave within the pockets of the taxpayers on this amount. Of course, another downside is the fact the real estate market due to the artificial subsidy may be disturbed and overlook all interested persons beyond just the construction companies and government entities. Any form of redistribution is detrimental to the ordinary citizen, because the money is moved from profitable as well as productive industries to customer spending or less effective. From the point connected with view of short-term credit ratings policy is good, but in the long run brings many minuses. Of course, not everything can end up being converted, sometimes people more appreciate such. Privacy and are ready to take a loan instead of save. You, from our point connected with view, it should not interfere within the affairs of the economic system, because countries that usually do not interfere with the planet's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is more free market when compared with most countries in the european union. The free market has many benefits in the long run time, but the current kind of government are not favorable to long-term policy, because the governments expression lasts four years, so the credit policy is best suited for such forms connected with government. Of course, the effect of such a policy are recurring crises along with the acquisition of real real estate by banks in Penrith, which nobody wants to obtain, and other strange flaws economy. As we can observe pro family policy seems negative, and borrowing money costs us lots. The precursor of the credit policy was Keynes, who argued that so that you can stimulate the economy should start the task of lending. Of course, this theory has recently been disproved by example. Mit broken window, where Keynes argued which destroyed the glass brings the advantages of the economy. Keynes had forgotten which, if the seller doesn't need to replace the broken window in a shop window, you could buy something diffrent and the balance could well be positive, not negative!