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The state intervenes for the overall design through subsidized loans. Of course, such loans are covered by certain rules of which not every person from Cradley Heath (Staffordshire) has the ability to take them. Frequently loans subsidized from the State concerned of the home and property. Loans for Young Relationship from West Midlands years of data were utilized on a pause until the loan installments that the property is ready. Of course, today there are in addition such offers, but they are unfavorable and a lot borrowers prefer to fork out installments immediately. In some situations, it is difficult to achieve, because young people have to live somewhere in in between, and you have to cover installments. In conjunction with this rent may be significant amounts of money and not everyone are able such expenses. Are you well I will be doing that interferes using loans for Couples Young? Certainly there is several pro family policy, but not quite. You need someone to adopt and, paradoxically first service of this institution is the more painful option than to leave within the pockets of the taxpayers of this amount. Of course, another downside is the point that the real estate market due to artificial subsidy may be disturbed and overlook all interested persons in addition to the construction companies and the us government. Any form of redistribution is harmful to the ordinary citizen, because the money will be moved from profitable and also productive industries to client spending or less successful. From the point involving view of short-term credit history policy is good, but in the long run brings plenty of minuses. Of course, not everything can possibly be converted, sometimes people more take pleasure in such. Privacy and are happy to take a loan instead of save. You, from our point involving view, it should not interfere within the affairs of the financial system, because countries that will not interfere with the planet's fastest growing economy. Paradoxically, China, which is a Member communist their economy will be more free market than most countries in europe. The free market has many benefits in the long run time, but the current kind of government are not good to long-term policy, because the governments phrase lasts four years, so the credit policy is best suited for such forms involving government. Of course, the effect of this type of policy are recurring crises and the acquisition of real property by banks in Cradley Heath, which nobody wants to acquire, and other strange flaws economy. As we can notice pro family policy seems negative, and borrowing money costs us a great deal. The precursor of this credit policy was Keynes, who argued that in order to stimulate the economy should start the method of lending. Of course, this theory has been recently disproved by example. Mit broken window, where Keynes argued of which destroyed the glass brings the benefit of the economy. Keynes had forgotten of which, if the seller won't have to replace the broken window in the shop window, you could buy something more important and the balance would be positive, not negative!