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The state intervenes for the overall design through subsidized loans. Of course, such loans are safeguarded by certain rules in which not every person from Knutsford (Cheshire) has the ability to take them. Frequently loans subsidized from the State concerned of the property. Loans for Young Marital life from North West years of data were used on a pause until the loan installments that property is ready. Of course, today there are also such offers, but they are unfavorable and quite a few borrowers prefer to fork out installments immediately. In some situations, it is difficult to attain, because young people must live somewhere in among, and you have to pay for installments. In conjunction with the actual rent may be a lot of money and not everyone can afford such expenses. Are you well We are doing that interferes using loans for Couples Small? Certainly there is a few pro family policy, but not quite. You need someone to take and, paradoxically first service of the institution is the more painful option than to leave inside the pockets of the taxpayers of the amount. Of course, another downside is the fact that the real estate market as a result of artificial subsidy may be disturbed and overlook all interested persons beyond just the construction companies and the costa rica government. Any form of redistribution is dangerous to the ordinary citizen, because the money is actually moved from profitable along with productive industries to buyer spending or less efficient. From the point of view of short-term credit history policy is good, but in the long run brings a lot of minuses. Of course, not everything can end up being converted, sometimes people more enjoy such. Privacy and are happy to take a loan as an alternative to save. You, from our point of view, it should not interfere inside the affairs of the economic climate, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy is actually more free market when compared with most countries in the european union. The free market has many benefits ultimately time, but the current way of government are not conducive to long-term policy, because the governments phrase lasts four years, so the credit policy is most effective for such forms of government. Of course, the effect of such a policy are recurring crises along with the acquisition of real estate by banks in Knutsford, which nobody wants to get, and other strange anomalies economy. As we can see pro family policy seems negative, and borrowing money costs us a lot. The precursor of the actual credit policy was Keynes, who argued that so that you can stimulate the economy should start accomplishing this of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings the main benefit of the economy. Keynes had forgotten in which, if the seller don't even have to replace the broken window within a shop window, you could buy another thing and the balance could be positive, not negative!