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The state intervenes throughout the market through subsidized loans. Of course, such loans are shielded by certain rules that will not every person from Beaconsfield (Buckinghamshire) will be able to take them. Frequently loans subsidized with the State concerned of the home. Loans for Young Matrimony from South East years of data were utilized on a pause until the loan installments in which the property is ready. Of course, today there are also such offers, but they are unfavorable and most borrowers prefer to shell out installments immediately. In some situations, it is difficult to attain, because young people need to live somewhere in concerning, and you have to spend installments. In conjunction with the rent may be significant amounts of money and not everyone can pay for such expenses. Are you well We are doing that interferes together with loans for Couples Small? Certainly there is some pro family policy, but not quite. You need someone to look at and, paradoxically first service with this institution is the even worse option than to leave in the pockets of the taxpayers with this amount. Of course, another downside is the belief that the real estate market as a result of artificial subsidy may be disturbed and lose out on all interested persons as well as the construction companies and the federal government. Any form of redistribution is detrimental to the ordinary citizen, because the money will be moved from profitable and productive industries to customer spending or less efficient. From the point involving view of short-term credit ratings policy is good, but in the long run brings lots of minuses. Of course, not everything can end up being converted, sometimes people more value such. Privacy and are ready to take a loan as an alternative to save. You, from our point involving view, it should not interfere in the affairs of the overall economy, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Member communist their economy will be more free market in comparison with most countries in the european union. The free market has many benefits in the long term time, but the current form of government are not favorable to long-term policy, because the governments period lasts four years, so the credit policy is most effective for such forms involving government. Of course, the effect of a really policy are recurring crises and also the acquisition of real house by banks in Beaconsfield, which nobody wants to obtain, and other strange flaws economy. As we can discover pro family policy seems negative, and borrowing money costs us a great deal. The precursor of the credit policy was Keynes, who argued that so as to stimulate the economy should start the task of lending. Of course, this theory has been recently disproved by example. Mit broken window, where Keynes argued that will destroyed the glass brings the advantage of the economy. Keynes had forgotten that will, if the seller doesn't have to replace the broken window inside a shop window, you could buy something more important and the balance could be positive, not negative!