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The state intervenes in the economy through subsidized loans. Of course, such loans are protected by certain rules that not every person from Beckenham (Kent) can take them. Frequently loans subsidized with the State concerned of the property. Loans for Young Matrimony from South East years of data were applied to a pause until the loan installments in which the property is ready. Of course, today there are in addition such offers, but they are unfavorable and many borrowers prefer to fork out installments immediately. In some situations, it is difficult to attain, because young people must live somewhere in concerning, and you have to pay installments. In conjunction with the actual rent may be a substantial amount of money and not everyone are able such expenses. Are you well My business is doing that interferes along with loans for Couples Youthful? Certainly there is a number of pro family policy, but not quite. You need someone for taking and, paradoxically first service of this institution is the more painful option than to leave from the pockets of the taxpayers of this amount. Of course, another downside is the fact the real estate market as a result of artificial subsidy may be disturbed and overlook all interested persons beyond the construction companies and the us government. Any form of redistribution is damaging the ordinary citizen, because the money is usually moved from profitable and also productive industries to client spending or less successful. From the point regarding view of short-term credit policy is good, but in the long run brings a great deal of minuses. Of course, not everything can become converted, sometimes people more value such. Privacy and are prepared take a loan as opposed to save. You, from our point regarding view, it should not interfere from the affairs of the economic system, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a New member communist their economy is usually more free market than most countries in europe. The free market has many benefits in the long run time, but the current type of government are not good to long-term policy, because the governments expression lasts four years, so the credit policy is best suited for such forms regarding government. Of course, the effect of this kind of policy are recurring crises plus the acquisition of real house by banks in Beckenham, which nobody wants to get, and other strange flaws economy. As we can discover pro family policy seems negative, and borrowing money costs us a whole lot. The precursor of the actual credit policy was Keynes, who argued that as a way to stimulate the economy should start the method of lending. Of course, this theory has recently been disproved by example. Mit broken window, where Keynes argued that destroyed the glass brings the advantages of the economy. Keynes had forgotten that, if the seller won't have to replace the broken window in the shop window, you could buy something else and the balance will be positive, not negative!