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The state intervenes in the economy through subsidized loans. Of course, such loans are shielded by certain rules in which not every person from Barking (Essex) has the capacity to take them. Frequently loans subsidized with the State concerned of the home. Loans for Young Matrimony from East of England years of data were applied to a pause until the loan installments where the property is ready. Of course, today there are also such offers, but they are unfavorable and the majority borrowers prefer to spend installments immediately. In some situations, it is difficult to obtain, because young people must live somewhere in concerning, and you have to repay installments. In conjunction with this rent may be a substantial amount of money and not everyone can afford such expenses. Are you well I am doing that interferes along with loans for Couples Young? Certainly there is a number of pro family policy, but not quite. You need someone to consider and, paradoxically first service of the institution is the a whole lot worse option than to leave inside pockets of the taxpayers of the amount. Of course, another downside is the belief that the real estate market due to the artificial subsidy may be disturbed and lose out on all interested persons besides the construction companies and the government. Any form of redistribution is damaging the ordinary citizen, because the money can be moved from profitable in addition to productive industries to buyer spending or less successful. From the point involving view of short-term credit rating policy is good, but in the long run brings plenty of minuses. Of course, not everything can end up being converted, sometimes people more enjoy such. Privacy and are ready to take a loan rather than save. You, from our point involving view, it should not interfere inside affairs of the economic climate, because countries that do not interfere with the planet's fastest growing economy. Paradoxically, China, which is a Fellow member communist their economy can be more free market than most countries in the european union. The free market has many benefits in the long run time, but the current sort of government are not approving to long-term policy, because the governments expression lasts four years, so the credit policy is most effective for such forms involving government. Of course, the effect of a really policy are recurring crises and also the acquisition of real house by banks in Barking, which nobody wants to acquire, and other strange anomalies economy. As we can view pro family policy seems negative, and borrowing money costs us a good deal. The precursor of this credit policy was Keynes, who argued that in order to stimulate the economy should start the process of lending. Of course, this theory has also been disproved by example. Mit broken window, where Keynes argued in which destroyed the glass brings major benefit of the economy. Keynes had forgotten in which, if the seller don't even have to replace the broken window within a shop window, you could buy something diffrent and the balance could be positive, not negative!