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The state intervenes throughout the market through subsidized loans. Of course, such loans are guarded by certain rules which not every person from Chigwell (Essex) has the ability to take them. Frequently loans subsidized because of the State concerned of the property. Loans for Young Marital life from East of England years of data were officially used on a pause until the loan installments that the property is ready. Of course, today there are likewise such offers, but they are unfavorable and a lot borrowers prefer to spend installments immediately. In some situations, it is difficult to attain, because young people must live somewhere in concerning, and you have to pay installments. In conjunction with the actual rent may be significant amounts of money and not everyone have enough money such expenses. Are you well I will be doing that interferes using loans for Couples Fresh? Certainly there is a few pro family policy, but not quite. You need someone to look at and, paradoxically first service of the institution is the a whole lot worse option than to leave within the pockets of the taxpayers of the amount. Of course, another downside is the point that the real estate market due to artificial subsidy may be disturbed and lose out on all interested persons beyond the construction companies and government entities. Any form of redistribution is harmful to the ordinary citizen, because the money will be moved from profitable and productive industries to client spending or less useful. From the point connected with view of short-term credit ratings policy is good, but in the long run brings a lot of minuses. Of course, not everything can become converted, sometimes people more value such. Privacy and are happy to take a loan rather than save. You, from our point connected with view, it should not interfere within the affairs of the economy, because countries that usually do not interfere with the earth's fastest growing economy. Paradoxically, China, which is a Associate communist their economy will be more free market compared to most countries in the european union. The free market has many benefits in the long run time, but the current type of government are not conducive to long-term policy, because the governments time period lasts four years, so the credit policy is most effective for such forms connected with government. Of course, the effect of such a policy are recurring crises and the acquisition of real real estate by banks in Chigwell, which nobody wants to purchase, and other strange flaws economy. As we can notice pro family policy seems not good, and borrowing money costs us lots. The precursor of the actual credit policy was Keynes, who argued that as a way to stimulate the economy should start the method of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued which destroyed the glass brings the advantage of the economy. Keynes had forgotten which, if the seller don't even have to replace the broken window in the shop window, you could buy something more important and the balance can be positive, not negative!