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The state intervenes for the overall design through subsidized loans. Of course, such loans are safeguarded by certain rules that not every person from New Malden (Surrey) has the capacity to take them. Frequently loans subsidized by the State concerned of the home and property. Loans for Young Union from South East years of data were used on a pause until the loan installments that property is ready. Of course, today there are in addition such offers, but they are unfavorable and quite a few borrowers prefer to pay out installments immediately. In some situations, it is difficult to achieve, because young people need to live somewhere in among, and you have to pay for installments. In conjunction with the particular rent may be quite a lot of money and not everyone have enough money such expenses. Are you well My business is doing that interferes having loans for Couples Fresh? Certainly there is several pro family policy, but not quite. You need someone for taking and, paradoxically first service on this institution is the even worse option than to leave from the pockets of the taxpayers on this amount. Of course, another downside is the fact the real estate market as a result of artificial subsidy may be disturbed and lose out on all interested persons beyond the construction companies and the government. Any form of redistribution is harmful to the ordinary citizen, because the money is actually moved from profitable and productive industries to purchaser spending or less effective. From the point involving view of short-term credit policy is good, but in the long run brings a great deal of minuses. Of course, not everything can be converted, sometimes people more get pleasure from such. Privacy and are prepared take a loan instead of save. You, from our point involving view, it should not interfere from the affairs of the economic climate, because countries that don't interfere with the globe's fastest growing economy. Paradoxically, China, which is a New member communist their economy is actually more free market than most countries in the european union. The free market has many benefits in the long term time, but the current sort of government are not good to long-term policy, because the governments phrase lasts four years, so the credit policy is most effective for such forms involving government. Of course, the effect of this kind of policy are recurring crises along with the acquisition of real real estate by banks in New Malden, which nobody wants to buy, and other strange anomalies economy. As we can see pro family policy seems negative, and borrowing money costs us a whole lot. The precursor of the particular credit policy was Keynes, who argued that so that you can stimulate the economy should start the procedure of lending. Of course, this theory has been disproved by example. Mit broken window, where Keynes argued that destroyed the glass brings the advantage of the economy. Keynes had forgotten that, if the seller doesn't have to replace the broken window inside a shop window, you could buy something diffrent and the balance could well be positive, not negative!